Milburn

Milburn	Bank

Milburn
Building	Bank
Interests
Loves	High Quality Cheese
Dislikes	Cheese, any type of fruit product
Personal
Birthday 🎁	Day 11 of Winter

Well, trust me, the honour is all yours for having Milburn here on your tiny little island.

Milburn is an NPC who lives on the Island after he moves in. He owns and runs the Bank.

He does not appear in the Visitors Site, but instead moves in automatically once the bank has been built!

The Bank Deed becomes available once the town Economy reaches 35% or higher.

The Bank is open 7am to 4pm, but closed on Saturday and Sunday.

The day after a player reaches 2 or more relationship hearts ♥️♥️ with an NPC, the "Let's hang out!" option is unlocked. NPCs are available to hang out with on their day off or after work.

Quotes

First Meeting

• "Player I assume? My name is Milburn. I am the new banker here on Island. Am I to understand that you were instrumental in getting my magnificent bank built? Well, trust me, the honour is all yours for having Milburn here on your tiny little island. Hmph. Using my bank will be free, of course. Would you like me to explain how the bank works?"
• "Well it's very simple. Any Dinks you deposit in the bank will slowly accrue interest. Hmph. You'll be bleeding me dry, I tell you! Additionally, any Dinks you place into your account can be extracted from any other bank you visit. That means if you visit somewhere and they have a bank, you can withdraw what few precious little Dinks you have deposited. Finally, I offer a little exchange scheme. You see, I happen to have too many Permit Points. And you can never have too many Dinks. So come and speak to me during my operating hours to exchange Dinks for Permit Points."

Regular

• "You know what I always say, Player? There's the one percent, and the won percent! Let me tell you, Player, I always win."
• "You know what I always say, Player? Diversify! Diversify! Diversify! Remember that!"
• "Hmph, things ran better back in South City. People had more trust in banks back there. People just did what they were told!"

About Items and Tools

• (About Camera) "The Camera was invented in South City you know. But they are somewhat common place these days."
• (About Camera) "Do you have a Camera? I would love to take some photos of the wildlife around here!"
• (About Scarecrow) "If you are having trouble with birds eating your crops, try and craft a Scarecrow. Those things scare me! Imagine how scared the birds must be!"

About Consumables

• (About Cooked Giant Drumstick) "Have you ever had a Cooked Giant Drumstick? They are so big!  I can barely finish one!"

About Animals

• (About Jackaroo) "Jackaroo can be big pests around here. They will eat any crops they come across. It's always a good idea to fence off your farms."

Miscellaneous

• "Ah, Player! Keeping busy?"
• "Oh, if it isn't Player. What can I do for you today?"
• "Sorry, I just spaced out. What can I do for you?"
• (At 10AM) There's not much fishing to be had around this time of day. The morning and the night are the best times!"
• "I love sunsets! That orange glow warms my soul!"
• "The sun will be down soon, so please be careful!"

Trivia

• Milburn is the name of the character from the popular board game Monopoly, Milburn Pennybags.
• During December, Milburn's building does not display festive lighting.